Employment Background Check — FCRA Compliance & Artificial Intelligence

Original article can be found here (source): Artificial Intelligence on Medium

Employment Background Check — FCRA Compliance & Artificial Intelligence

Are you an employer and you are interested in background screening your potential employees? In this article we’ll cover on how to step up your screening strategy with Artificial Intelligence and how to cement your FCRA Compliance, tailored for small and midsized businesses.

What is Employment Background Check?

An employment background check is a special type of background check employers use to verify an Individual past and predict the future. A background check for employment usually consists of a criminal background check, ssn verification, employment verification and in some cases drug tests.

The United States has a very high criminal history as a country with such a strong economy. This is the reason why a lot of companies and a lot of employers use background checks before hiring.

However with so many companies, offering different types of services and with prices discussed on closed doors, you as an employer might be confused on what to use to protect your business and to offer FCRA Compliance and fairness to your potential employees.

What is FCRA Compliance?

FCRA is a short abbreviation of the Fair Credit Reporting Act. This is a federal law in the United States that regulates information providers and employers when dealing with Background Check for Employment. To comply with FCRA Regulations means to follow certain guidelines. These guidelines are:

  • Requesting permission to run a background check from the potential employee.
  • Making sure that the data provided is accurate and up to date.
  • To notify the potential employee if their criminal history has been used to deny the job offer.
  • To notify the potential employee of their rights, their right to dispute any inaccurate information in their criminal history.

Do you run a Statewide, County or Nationwide search when doing a Background Check for Employment? Which one?

The United States does not have a centralized criminal database like most European countries do. Each state, county and cities have different laws and regulations when it comes to criminal history storage and access. A search tactic that works in New York may not work in Florida.

This makes it very easy to miss crucial info when conducting a background check.

What sources to avoid?

You should avoid any type of Nationwide searches, these are very inaccurate and in some cases non FCRA Compliant. Sources like OFAC and Sanctions are also a waste of your money, these can be done for free.

FCRA Background Check 7 Years — This is the Employment Background Check that is highly accurate and these consist of Statewide and County Searches.

A lot of background check companies usually provide a bare-bones system, where it’s up to you as an employer to select manually what type of search you want to perform. Since many of these companies offer up-sells, it’s in their best interest for you be confused and lost.

Do you need to conduct a county search? Or maybe you need to do a statewide search, but then again is the accuracy in Texas the same as in Washington? Did the person lived in a different state?

You can run every type of search you can think off (and some companies even do this), however this gets really expensive really fast and these companies want you to get confused and lost since many of them offer these search sources as up-sells.

This is where Artificial Intelligence comes into play.

Employment Background Check with Artificial Intelligence.

Utilizing Artificial Intelligence when doing Employment Background Check only takes 3 clicks, an AI algorithm chooses the 7-Year Search Scope individually for each person, minimizing the risk to miss crucial information and all of this is automatically minimizing the turnaround time from the average 2 to 6 days to less than 19 hours.

What Employment Background Check Companies use Artificial Intelligence?

Currently there is only one company that offers FCRA Compliant — Background Check for Employment with an Artificial Intelligence Algorithm built in and that is TrueFingerprints.

Running a Background Check on TrueFingerprints takes less than half a minute, you just have to provide the Individuals information and the Algorithm does the rest.

It is a Cloud platform, which means you wont have to store any data locally and you can use the platform on any device, anywhere as long as you have an internet connection.

With clear and transparent pricing, TrueFingerprints does not up-sell the search source and only offers the full package.

You can get started instantly, creating an account takes less than 2 minutes, once you’ve created your account, you can submit a request in less than a minute. There are no setup fees and no monthly minimums.

What is Constant Monitoring and is it important?

Yes it is, constant monitoring is crucial when it comes to background screening. Courts and repositories are often slow to update their records, potential employees with a clean criminal history have have no so clean intentions in the workplace.

Only a few companies offer constant monitoring, however only TrueFingerprints offer court record updates. A lot of companies only offer constant monitoring on OFAC, Nationwide and Watchlists which are inaccurate and shouldn’t be used for employment in the first place.

Final Thoughts

We hope this article will help you make the proper decision when it comes to Employment Background Check and FCRA Compliance.